Apple are looking for users to test the new Iphone 3gs for user reviews.

That means all you need to do is test the Iphone, review it, and you get a brand new Iphone!

To sign up for this offer, click below:

American Testers, click here.

UK Ipod Touch Testers, click here.

 Student Loans Interest and Repayment Methods

From 1 September 2009 to 31 August 2010, a zero per cent interest rate will apply to income contingent Student Loans.

Finally, some good news about student loan interest rates for once!

Many students have no idea how they pay back their student loans after finishing University.

So I made this short guide to summarise the key facts on how to repay student loans.

If you are employed in the UK, your student loan repayments will be collected for the PAYE system (Pay As You Earn).

This means that you don’t start paying back your student loan until you go over a certain payment threshold.

Currently that threshold is £1250 a month, or £288 a week, depending on how you get paid, with an annual threshold of £15000.

Your Student Loan repayments will be nine per cent of anything you earn over the relevant threshold. Remember that this isn’t the same as nine per cent of your total income – you only make repayments on what you earn above the threshold.

For example if you make £2250 a month, you will pay back 9% of £1000 every month (£90), because you earn £1000 over the threshold.

How do I know how much I have to pay back?

 If you are in work and pay tax and National Insurance, your employer will calculate and deduct Student Loan repayments due each pay period, based on your earnings for that period and the current student interest rate.

The student loans company will be informed of your total student loan repayments at the end of the financial year, so it is important to keep your records in case your results differ. Double check your payment is inline with the student interest which is currently being charged. You don’t want to pay more then you should do!

You can check your balance online, or contact the Student Loans Company by letter or telephone and they will carry out these calculations on your behalf.

I hope this guide provided you with the information you needed about student loans interest and repayment methods!

A lovestruck student smashed his way into a mortuary with an axe and began examining corpses after he became convinced that the girl he was attracted to had been killed.

Benjamin Barton had fallen for Amy Ogden whom he had met at the University of Southampton but feared she had been killed when he was unable to contact her for several days in the run-up to Valentine’s Day.

The 24 year old, of Bognor Regis, West Sussex, pleaded guilty at Southampton Crown Court to a charge of criminal damage but was acquitted of an offence of burglary.

He then made his way to Southampton General Hospital where he tried to talk his way into the morgue by claiming he was a medical student and had left his work inside.

The manager took his name and mobile phone number and contacted the out-of-hours mortician who told him he would be let in the following day to collect what he wanted.

He then left the hospital but only to buy an axe, a chisel and a hammer at a home improvements shop, before coming back the next day and smashing his way through an internal door.

Once inside he searched through confidential records and even looked at various bodies in a bid to locate Ms Ogden.

Hampshire police spokesman Ian Sainsbury said: “Barton went into the mortuary looking for Ms Ogden but at the time she was actually safe and well at her family home elsewhere in the country.

“After he was arrested he told police he had been suffering from a broken heart and became convinced something had happened to her.

“He said he then checked records before going to the drawers containing the unidentified bodies and looked at them to see if they were her. When he finally became convinced she wasn’t there he left.”